If you got the imperfect credit because of one of the following situations:

• Frequent late charges
• Accounts that are past due
• Judgments
• Bankruptcy
• Any previous foreclosure, etc

you have found the right lender to work with.

We, at Lending Century, believe borrowers should not be denied an opportunity to secure financing to purchase a new home or to improve their financial situation over credit blemishes. We understand that not everyone has perfect credit or enough money for down payment on a home. That’s why we work with aspiring homeowners to get them the financing they need. We will help you to improve your credit and consolidate high interest and credit card debts, pull you out of the debt deadlock. To us, your future is more important than your past!

Bad credit mortgage loan programs provide the following benefits and drawbacks:
Benefits:

• They help in re-establishing the credit if the borrower pays his mortgage on time.
• Making payments towards the debt (either partially or fully) may persuade creditors to remove derogatory information from the credit file.
• Imperfect credit holders can reduce their monthly payments when it is used in debt consolidation.

Drawbacks:

• It has higher rates.
• The terms in these programs are not always favorable.
• It is very difficult to get long-term fixed loans in these programs.
• There may be pre-payment penalties.

If you have imperfect credit, do not hesitate to contact us for free consultation.

With the imperfect credit situation, you have been probably run around or turned down by other lenders. Complete our Quick App or call one of our loan analysts at 1-800-xxx-xxxx, to find out which of our imperfect credit loan programs can work best for your situation!